What we do
A finance department has seven layers. You get all of them.
Most businesses buy these one at a time — a bookkeeper here, a payroll app there, a tax preparer once a year. We run them as one function so nothing falls between the pieces.
- Layer 1
Transaction layer
The day-to-day record of what actually happened in the business.
- Bookkeeping and categorization on a set schedule
- Bank, credit card and loan reconciliations
- Document capture and receipt handling
- Accounts payable and accounts receivable within scope
- Layer 2
Close layer
Turning that record into statements you can make decisions from.
- Monthly close on a published calendar
- Profit and loss, balance sheet and cash flow statements
- Balance sheet substantiation so every account is supported
- Prior-period corrections when something needs fixing
- Layer 3
Payroll layer
People paid correctly and on time, with the filings that follow.
- Payroll administration each cycle
- Payroll tax coordination and deposits
- New hires, terminations and pay changes
- 1099 and W-2 season handled without a scramble
- Layer 4
Compliance layer
The calendar nobody in the business is watching.
- Federal and state business returns within scope
- Estimated tax planning and reminders
- State registrations and compliance calendars
- Notice resolution when something arrives in the mail
- Layer 5
Insight layer
The numbers that tell you where the business is heading.
- KPI dashboards built around how you actually operate
- Budget versus actual review
- Cash-flow forecasting
- Margin and profitability reporting
- Layer 6
Advisory layer
Controller and CFO judgment applied to real decisions.
- Pricing and margin analysis
- Hiring and capacity decisions
- Lender and investor packages
- Planning conversations before the decision is made, not after
- Layer 7
Network layer
Specialists we can bring in when the question is outside our lane.
- Coordinated introductions to vetted independent professionals
- Business attorneys, benefits professionals and insurance brokers
- Financing and retirement plan specialists
- Engaged separately, by you, with the licensed professional
How work escalates
You always know who has your question.
Nothing sits in a queue waiting for the one person who understands your file.
- Step 1
Your accountant
Day-to-day books, payroll and your first call.
- Step 2
Tax & payroll specialists
Filings, registrations, notices and the compliance calendar.
- Step 3
Controller / CFO
Review, judgment and the bigger financial decisions.
- Step 4
Partner network
Vetted independent professionals under separate engagements.
Your accountant → tax & payroll specialists → controller / CFO → partner network.
About the partner network
Need specialized help? MegaCFO can coordinate introductions to vetted independent professionals, including business attorneys, benefits professionals, insurance brokers and retirement plan specialists. Partner services are provided under separate engagements by independent licensed professionals. MegaCFO does not provide legal, insurance or investment advice.
Looking for forecasting, pricing work or lender packages beyond the monthly service? See controller and CFO services.
Not sure which layers you're missing?
The free Financial Checkup tells you exactly where your books, payroll and tax setup stand today.